Find the Right Insurance Coverage for What Matters

Insurance is an important part of protecting your finances and the things that matter most. Through our partner Campio powered by Acrisure®, you can explore coverage options for your home, auto, life and more.

When reviewing your insurance, consider:

• Coverage needs: Make sure your policies provide enough protection for your home, vehicle, family and other assets.
• Life changes: Buying a home, getting married, having a child or purchasing a new vehicle can all be good reasons to review your coverage.
• Your deductible: A higher deductible may lower your premium, but make sure you could comfortably cover it if you need to file a claim.
• Your rates: Insurance costs can change over time, so it may be worth comparing your options to make sure you’re getting coverage that fits your budget.
• Bundling options: Combining certain policies may help simplify your coverage and could offer savings.

Protect what matters most. Take a few minutes to review your coverage and see if your insurance still fits your needs. Get a quote today from Campio and explore coverage options for your home, auto, life and more.

Campio is the trade name of ESI Insurance Solutions, LLC, an insurance agency. Create Credit Union is not a licensed insurance agency, does not offer insurance and does not set the terms of coverage. You are not required to buy insurance from Campio related to any business with Create Credit Union. Campio may compensate Create Credit Union for insurance purchased from Campio.

The insurance offered by Campio is NOT A DEPOSIT, NOT NCUA or ASI INSURED, NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY and NOT GUARANTEED BY THE CREDIT UNION.

Member Spotlight: Jenney S., Member Since 2001

Jenney has been a proud Create Credit Union member for more than 25 years. She first joined while working as a Public Information Officer for Clark County, where she was introduced to the credit union as a municipal employee. After living in Clark County for nearly 30 years, Jenney now serves as the Chief Executive Officer of the Pahrump Valley Chamber of Commerce.

 When asked how Create Credit Union has helped her reach her financial goals, Jenney shared, “Create Credit Union has financed my last five vehicles and even helped me through its Auto Broker service (MABS), where I received the ‘red carpet’ treatment while they located and transported the exact vehicle I wanted. It was an excellent experience!” 

She also looks forward to sharing the benefits of membership with the next generation by opening a joint account for her granddaughter as she begins college this Fall. “I am helping to ‘create’ a new generation of CCU fans!”

When asked what sets Create Credit Union apart, Jenney said, “The excellent interest rates and fees, ease of service, user-friendly app, and outstanding customer service make all the difference. I would never go back to a traditional bank after the excellent years of service I've received from Create Credit Union.”

She added that she's especially excited to recommend Create as it expands into Nye County and the Pahrump Valley, with a branch opening on September 28. Thank you, Jenney, for being such a loyal and valued member of Create Credit Union!

Helping Your Child Establish Credit: A Parent’s Guide

As parents, we teach our children important life skills. One skill that is often overlooked is how to build and maintain good credit. Establishing healthy credit habits early can help young adults qualify for apartments, auto loans, and lower interest rates in the future.

Start with Financial Education

Before focusing on credit scores, focus on financial habits and teach age-appropriate lessons about:

•    Saving for goals
•    Budgeting and spending wisely
•    The difference between needs and wants
•    Delayed gratification
•    Borrowing and repayment

As they get older, introduce concepts such as credit cards, interest rates, loans, and credit scores. Help them understand that credit is borrowed money that must be repaid.

Encourage Responsible Credit Habits 

Discuss some best practices for using credit cards:

•    Make small, manageable purchases.
•    Pay balances in full whenever possible.
•    Track spending regularly.
•    Review statements with you.
•    Understand how interest charges work.

Help Them Build Credit

Good starter options include:

•    Secured Credit Cards: Require a refundable security deposit. 
•    Co-sign for a credit card or personal loan: When appropriate and able.
•    Credit Builder Loans: These can establish payment history while encouraging savings.

Teach the Keys to Maintain Good Credit 

•    Pay Bills on Time
•    Keep Balances Low
•    Apply for Credit Sparingly
•    Monitor Credit Reports

Focus on Long-Term Success

Young adults may not immediately recognize how credit affects their future. Help them understand that responsible credit management today can lead to:

•    Lower borrowing costs
•    Better loan rates
•    Easier approval for housing
•    Greater financial flexibility
•    Increased financial confidence

Ultimately, the goal is not simply to help your child earn a credit score. It is to help them develop healthy financial habits that will benefit them for a lifetime.

By combining financial education, responsible credit-building strategies, and ongoing guidance, parents can give their children a valuable head start toward financial success.

(This article is intended for educational purposes only and should not be considered financial, legal, or tax advice. Individuals should consult a qualified professional regarding their specific circumstances.)

Get Your Next Car with Members Auto

Buying a vehicle is a big decision, so it’s worth doing your research before you buy. Members Auto, an auto broker owned by Create Credit Union, is here to help make the process easier - from finding your next vehicle to financing it. And you don’t have to be a Create CU member to take advantage of Members Auto services.

With Members Auto, you can:

• Shop with confidence with financing available for new and used vehicles. No matter what color, make or year. Our team will find it for you and deliver it to your preferred Create CU branch.
• Enjoy a streamlined process with a credit union that puts your financial goals first.
• Get the support you need from a local team throughout the buying and financing process.
• Get competitive auto loan rates with a .25% rate discount when you finance with us, helping you keep your monthly payment within your budget. 

Plus, when you finance with us, you can get 90 days with no car payment*, giving yourself some extra breathing room before your first payment is due.

Ready to find your next ride? Let Members Auto help you shop, finance and hit the road with confidence. Visit Members Auto to view the available inventory or call 702-939-3115 to discuss the specific vehicle you’re looking for.

Follow Members Auto on Facebook and X for the latest inventory updates.

*90 day no payment offer is available for a limited time for well-qualified borrowers; only available for passenger cars and light trucks. Subject to credit approval. Interest accrues during payment deferral period. This is an offer to apply. You are not guaranteed this loan or specific rate. Submitting an application is required to determine if you qualify for our credit products. Offer subject to change or end without notice.